QPay
Money Transfers as Easy as Texting
Simplify your finances with QPay. Instantly send money,Shop Cross border, manage multiple wallets, pay bills, and request payments—all with top-tier security and real-time updates.
QPay, it’s Not Just a Mobile Money Transfer App
QPay offers robust features beyond money transfers. With QPay, you can manage multiple wallets, schedule and anonymise payments, and pay bills seamlessly. Enjoy enhanced security with advanced KYC and real-time fraud detection. Link international accounts, benefit from real-time currency conversion, and manage local and foreign virtual and physical cards effortlessly.
Features that Sets QPay Apart!
Dual Currency Processing
Instant Transactions
Send and receive money instantly using phone numbers, emails, or Qpay tags.
Recurring Payments
Take control of your expenses by scheduling recurring payments with ease
Anonymous Transfers
Send money anonymously to other QPay wallets. Perfect for charity donations and added privacy requirements.
Payment Requests
Send payment requests directly through the app, Whether for a shared expense, a service, or a friendly loan.
Bills Payment
Utility Bills
Pay local utility bills easily, quickly and conveniently from the QPay app.
Smart Payments and Reminders
Our QPay Smart Payment System offers an intelligent way to prioritise and schedule bills, using the power of Artificial intelligence.
Loyalty Points and Rewards
Earn rewards for every bill payment you make. You receive OPAM Tokens or cashback automatically, making every transaction more rewarding.
Bill Splitting
Easily split bills and costs among friends or family directly through the app.
OPAM Token Integration
Low Transaction Fees
Take advantage of significantly lower transaction fees when using OPAM Token compared to traditional payment methods.
International Debit/Credit CardsDecentralized Finance (DeFi) Integration
Access a wide range of DeFi services directly through QPay using your OPAM Tokens.
Smart Contract Capabilities
Use OPAM Token for transactions anywhere in the world, breaking down geographical barriers and fostering global commerce.
Global Accessibility
Experience seamless integration of your financial assets, providing convenience and efficiency.
Take Your Money Global
Global Reach
Send and receive payments from anywhere in the world with QPay’s extensive global network.
Virtual and Physical Cards
Experience the convenience of a virtual or physical card, making international shopping simple and accessible
Competitive Exchange Rates
Take advantage of competitive exchange rates offered by QPay for all your international transactions.
International Bank Linkage
Link your previous international bank accounts to your QPay wallet seamlessly and securely.
User-Friendly Interface
Accessible Help Center
Get help whenever you need it with easy access to our detailed help center and support resources.
Seamless Onboarding
Experience a smooth and hassle-free onboarding process that gets you started quickly.
Easy Access to Features
Quickly access all the essential features with a clean and organized interface.
Real-Time Notifications
Enjoy effortless financial management with Q-pay.
Why Choose Q-Pay
Unmatched Security
Benefit from industry-leading security features like multi-factor authentication and biometric logins (fingerprint or facial recognition) for impenetrable protection. All transactions are encrypted to the same standards as major banks, ensuring your complete peace of mind.
Simplified Money Management
Effortlessly send and receive money across borders with competitive exchange rates and low transfer fees, ensuring you get the most value from your transactions.
Complete Financial Control
Stay informed with instant updates on your account balance after every transaction. Access detailed transaction history to categorize past transactions and gain insights into your spending habits.
Seamless International Transactions
Effortlessly send and receive money across borders with competitive exchange rates and low transfer fees, ensuring you get the most value from your transactions.
